Mintu Nath
(646) 257-0172

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12MAY

Locked In and Holding Out: How Low Mortgage Rates Are Freezing the Housing Market
The U.S. housing market is grappling with a persistent shortage of homes, and one major reason is the “lock-in effect.” Homeowners with ultra-low mortgage rates secured during the pandemic are reluctant to sell, even as market demand grows. This hesitance is tightening inventory, driving up prices, and reshaping the dynamics of both buying and selling real estate in 2025.
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05MAY

Buy a Home, Keep the Seller’s Rate
With interest rates nearing 7%, many homebuyers in the U.S. are exploring assumable mortgages as a strategic way to save money. By taking over a seller’s existing home loan with a lower interest rate, buyers can reduce their monthly mortgage payments significantly. This article explains how assumable mortgages work and why they’re gaining popularity in today’s housing market.
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Mintu Nath
Century 21 Milestone Realty
148-31 Hillside Avenue, Jamaica, NY 11435
Email: mintunath07@yahoo.com
Phone: (646) 257-0172
As a sales associate affiliated with CENTURY 21 Milestone Realty since 2010. My coverage area Long Island, Queens, Brooklyn. I speak English, Bengali. Hindi & Urdu. I am here to help you buy or sell a home.
My mission at CENTURY 21 Milestone Realty is to serve my customers & clients with honesty, integrity and professionalism as my ‘Gold Standard’. I believe in keeping customers for life. We’re Smarter, Bolder And Faster.
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